The Retirement Educators (“TRE,” “we,” “us,” or “our”) respects your privacy. This Privacy Policy explains how information is collected, used, and disclosed when you visit [TRE WEBSITE URL], interact with our educational content, complete a retirement questionnaire, or otherwise use our website and related services.
1. Information We Collect
We may collect information that you voluntarily provide, including:
name;
email address;
telephone number;
age range;
retirement timeframe;
approximate retirement and investment asset ranges;
types of financial or retirement accounts you report having;
retirement concerns, priorities, and interests;
whether you currently work with a financial professional;
timing or readiness information; and
other information you choose to provide.
We may also automatically collect information about your use of our website, such as device information, browser information, IP address, referring source, pages viewed, advertising attribution information, cookies, pixels, and similar technologies.
2. How We Use Information
We may use information to:
provide educational retirement-related content;
administer questionnaires and assessments;
determine whether your self-reported responses meet criteria established for a particular campaign;
connect you with the financial services firm specifically identified in the campaign you entered;
operate, maintain, secure, and improve our website and services;
measure advertising and campaign performance;
analyze aggregated trends and effectiveness;
prevent fraud, misuse, and security incidents; and
comply with legal or regulatory obligations.
3. Campaign-Specific Financial Services Firm
The Retirement Educators is an educational and client-acquisition platform. TRE does not itself provide individualized financial, investment, insurance, tax, or legal advice through this website.
When you participate in a campaign sponsored by [CLIENT LEGAL NAME], the questionnaire will identify [CLIENT LEGAL NAME] before you submit your information.
Information submitted through that campaign may be provided to [CLIENT LEGAL NAME] so that it can evaluate your responses, contact you regarding your request, and, where applicable, offer you an opportunity to schedule a meeting.
[CLIENT LEGAL NAME] is independently responsible for its financial services, communications, licensing, regulatory obligations, privacy practices, and any professional relationship it establishes with you.
You may review [CLIENT LEGAL NAME]’s privacy policy here: [CLIENT PRIVACY POLICY URL].
4. Service Providers
We may use service providers that assist us with website hosting, customer relationship management, analytics, advertising attribution, security, data processing, and other operational functions.
These providers may process information on our behalf for the purpose of providing their services to us.
5. Advertising and Analytics Technologies
We may use cookies, pixels, analytics tools, and similar technologies to understand how visitors interact with our website, measure campaign effectiveness, attribute website activity to advertising sources, and improve our services.
These technologies may be provided by third-party platforms such as advertising, analytics, and website technology providers.
6. How We Share Information
We may disclose information:
- to the financial services firm expressly identified to you in the campaign or questionnaire through which you submitted your information;
- to vendors and service providers performing services on our behalf;
- where necessary to protect our rights, users, systems, or property;
- where required by law, regulation, subpoena, court order, or governmental request; or
- in connection with a merger, acquisition, financing, reorganization, sale, or transfer of all or part of our business or assets.
We do not operate a marketplace in which your information is distributed among multiple financial professionals. Information submitted through a client-specific campaign is intended for the financial services firm identified in that campaign.
7. Communications
The Retirement Educators does not use submission of this questionnaire as consent to receive automated marketing text messages from TRE.
If a financial services firm offers SMS communications, appointment reminders, or marketing messages, any applicable SMS consent will be obtained separately for that specifically identified financial services firm.
8. Data Retention
We retain personal information for [RETENTION PERIOD OR STANDARD], or for as long as reasonably necessary for the purposes described in this Privacy Policy, including legal, regulatory, security, accounting, and business purposes.
9. Data Security
We use reasonable administrative, technical, and organizational safeguards designed to protect personal information. However, no method of electronic transmission or storage can be guaranteed to be completely secure.
10. Your Choices and Privacy Rights
Depending on where you reside, applicable law may provide rights relating to your personal information.
Requests regarding information maintained by The Retirement Educators may be submitted to:
[TRE PRIVACY EMAIL]
Requests regarding information maintained independently by [CLIENT LEGAL NAME] should be directed to that firm using the contact information contained in its privacy policy.
11. Children
Our website and services are intended for adults and are not directed to children under 18. We do not knowingly solicit personal information from children through our retirement questionnaires.
12. Changes to This Policy
We may update this Privacy Policy periodically. The revised policy will be posted on this page with an updated effective date.
13. Contact Us
The Retirement Educators
[TRE LEGAL ENTITY NAME / DBA LANGUAGE ONCE CREATED]
[TRE BUSINESS MAILING ADDRESS]
[TRE EMAIL]
[TRE WEBSITE]