Terms of Use

1. Educational Purposes Only

Content provided by The Retirement Educators is intended for general educational and informational purposes only.

The Retirement Educators does not provide individualized investment, financial, insurance, tax, accounting, or legal advice through this website.

Nothing on this website should be interpreted as a recommendation to purchase, sell, replace, surrender, exchange, or otherwise act upon any particular financial product or strategy.

2. Financial Services Providers

Certain campaigns available through The Retirement Educators are sponsored by or created for independent financial services firms.

The financial services firm applicable to your campaign will be specifically identified to you before you submit your information.

For this campaign, the firm receiving your submitted information is:

[CLIENT LEGAL NAME]
[CLIENT WEBSITE]
[CLIENT ADDRESS, IF APPROPRIATE]
[CLIENT CONTACT INFORMATION]

Any financial products, services, recommendations, meetings, or professional relationships are offered by [CLIENT LEGAL NAME], not by The Retirement Educators.

3. Questionnaire Information

Any questionnaire or qualification result is based on information you voluntarily provide. Answers are self-reported and are not independently verified by The Retirement Educators.

A questionnaire result, qualification designation, or ability or inability to access a scheduling calendar is not a determination of your financial condition, financial advice, or a suitability determination. It does not establish that any particular product or service is appropriate for you and does not guarantee that [CLIENT LEGAL NAME] will offer or recommend any particular product or service.

4. No Guarantee of Results

The Retirement Educators does not guarantee investment results, financial outcomes, appointment availability, advisor acceptance, product availability, or eligibility for any particular financial strategy or product.

5. Information Accuracy

You are responsible for the accuracy of information you submit. You agree not to intentionally submit false, fraudulent, unlawful, or misleading information or interfere with the operation or security of the website.

6. Third-Party Services and Websites

Our website may link to or integrate with services operated by third parties, including [CLIENT LEGAL NAME], scheduling providers, financial services companies, and technology vendors.

Those services may be governed by their own privacy policies, disclosures, and terms.

7. Intellectual Property

Unless otherwise stated, the content, design, text, graphics, branding, educational materials, questionnaires, and other materials made available by The Retirement Educators are owned by or licensed to [TRE LEGAL ENTITY] and may not be reproduced or commercially exploited without permission.

8. Website Availability

We may modify, suspend, or discontinue portions of the website or services at any time. We do not guarantee uninterrupted or error-free availability.

9. Disclaimer of Warranties

To the extent permitted by law, the website and its content are provided on an “as is” and “as available” basis without warranties of any kind, whether express or implied.

10. Limitation of Liability

To the maximum extent permitted by applicable law, [TRE LEGAL ENTITY] will not be liable for indirect, incidental, consequential, special, or punitive damages arising from use of the website or reliance on general educational content.

11. Governing Law

These Terms will be governed by the laws of [STATE], without regard to conflict-of-law principles, except where applicable law requires otherwise.

12. Changes to These Terms

We may update these Terms periodically. Updated Terms will be posted on this page with a revised effective date.

13. Contact

The Retirement Educators
[TRE LEGAL ENTITY / DBA]
[ADDRESS]
[EMAIL]
[WEBSITE]